In some areas, you'll find that a lot of mobile homes will also come up when you are searching for a home to buy. You'll want to let your realtor know exactly what you want, so they can call you right away when they feel they have found a place worth having you look at. Think about whether or not you are open to a mobile home, or definitely want to go with a stick built home. If you aren't sure, you can learn about the key points of both types in this article:
A mobile home can be in a nice community: If you choose to go with a mobile home that is located in a mobile home park, then you'll become a part of that entire community. This means you are able to make use of amenities available to tenants, which may include a gym, swimming pool, and barbecue area. You also get the added benefit of living in a secured area where the grounds are cared for by the park management.
A mobile home park may be more challenging in some ways: When you are thinking of a mobile home in a park, you need to be aware that lenders may have stricter rules regarding loans that go toward mobile homes. They may only approve newer ones that are on a specific type of foundation and that meet other requirements. Also, you may also need to be approved by the mobile home park's management before you can move into the community.
A stick built home gives you much more freedom and options: When you go for a stick-built home, the sky is the limit. You can purchase a home that's in a private and gated community with amenities similar to those in most mobile home communities. You can purchase a home in a traditional neighborhood or in a rural area.
A stick built home is easier to get a loan for: When you choose to go with a regular house, you can find many different types of loans that work for you, so you can go for the one that meets your specific needs. There are even loans for fixer-uppers and loans specifically for houses that are located in rural areas. When you purchase a regular, stick built home then you can enjoy all of the freedom of being your own boss when it comes to how you care for your home, what you do to your own yard, etc.
Contact your real estate agent for more information and assistance.Share